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Subject: [IP] more on Credit Information Stolen From DSW Stores

  • From: David Farber <dave@farber.net>
  • To: Ip <ip@v2.listbox.com>
  • Date: Tue, 19 Apr 2005 16:03:22 -0400

------ Forwarded Message
From: Bob Frankston <Bob2-19-0501@bobf.frankston.com>
Date: Tue, 19 Apr 2005 15:44:58 -0400
To: <dave@farber.net>, 'Ip' <ip@v2.listbox.com>
Subject: RE: [IP] more on Credit Information Stolen From DSW Stores

Having been a user of the Amex private payments the biggest problem was a
bad implementation. There may have been others but basically it was a pain
to use.

If they integrated it with something like Google's Autofill capability and
did a reasonable job of linking the information to the merchant etc it
might've done far better.

Since American Express is covering the risk there is little reason for
people to use the service. Added value like better tracking of purchases and
making sure the actual charge matched the promised charge would have helped
a lot. 

We tend to forget that the monetary transfer is only a part of the
transaction. I'm especially aware since I've been tracking my transactions
online since 1974. Aside form any OCD aspects, it does help a lot in using
the information in many ways such as &quot;when did I buy that&quot; or in putting
together taxes or expensive reports.

-----Original Message-----
From: owner-ip@v2.listbox.com [mailto:owner-ip@v2.listbox.com] On Behalf Of
David Farber
Sent: Tuesday, April 19, 2005 14:56
To: Ip
Subject: [IP] more on Credit Information Stolen From DSW Stores


------ Forwarded Message
From: Monty Solomon <monty@roscom.com>
Date: Tue, 19 Apr 2005 11:44:00 -0400
To: DV Henkel-Wallace <gumby@henkel-wallace.org>
Cc: <dave@farber.net>
Subject: Re: [IP] more on Credit Information Stolen From DSW Stores


American Express terminated their &quot;Private Payments&quot; program a year ago.

Have they provided a new mechanism for generating virtual credit
card numbers?

In my experience, the dynamic generation of virtual credit card numbers
is a feature offered by the bank, not by M/C or Visa.

For example, MBNA and Citibank offer the feature but Chase
apparently does not.

Discover offers a similar feature.

Monty



------ Forwarded Message
From: DV Henkel-Wallace <gumby@henkel-wallace.org>
Date: Tue, 19 Apr 2005 07:50:52 -0700
To: <dave@farber.net>
Subject: Re: [IP] Credit Information Stolen From DSW Stores

you know both Amex and Mastercard (and probably Visa) will issue you
one-time CC numbers for use online.  It's a little bit of a pain, but
could prevent a lot of hassle down the line.

These services haven't been used much for various reasons, but if they
get a lot of use I'm sure the companies will make them less cumbersome
(which itself could open its own problems...sigh).

HTH,
-d



On 19 Apr 2005, at 06:03, David Farber wrote a description of yet
another identity theft which I have completely elided here.


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